Terms of Service

Last Updated: March 15, 2025

Welcome to SmartMoney AI. Please read these Terms of Service ("Terms") carefully as they contain important information about your legal rights, remedies and obligations. By accessing or using SmartMoney AI, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using our Service, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not access or use our Service.

2. Changes to Terms

We may revise these Terms at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.

3. Account Registration

To use certain features of the Service, you may be required to register for an account. You must provide accurate, current, and complete information during the registration process and keep your account information up-to-date.

You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. User Responsibilities

When using our Service, you agree to:

• Provide accurate information about your finances
• Use the Service only for legal purposes and in accordance with these Terms
• Not use the Service in any way that violates any applicable law or regulation
• Not attempt to gain unauthorized access to any part of the Service
• Not use the Service to upload or transmit any viruses, malware, or other malicious code

5. Financial Advice Disclaimer

SmartMoney AI provides tools for financial tracking and management. The information provided by the Service is for informational purposes only and does not constitute financial advice. We are not financial advisors, and the Service should not be used as a substitute for professional financial advice.

6. Data Privacy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Service, you agree to our Privacy Policy.

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are owned by SmartMoney AI and are protected by copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, SmartMoney AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, or other intangible losses, resulting from your use of the Service.

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which SmartMoney AI is registered, without regard to its conflict of law provisions.

11. Contact Us

If you have any questions about these Terms, please contact us at support@smartmoneyai.com.